Use the American Express Referral Link
Take advantage of this limited-time American Express Canada referral offer. Apply for the American Express Cobalt® Card using our verified referral link americanexpress.com/en-ca/referral/cobalt?…before November 30, 2026 to earn up to 25,000 Membership Rewards® points (equivalent to $250 towards travel, dining, or statement credits).
Benefits of the American Express Referral Code & Promo Link
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Earn up to 25,000 Membership Rewards® points in your first year (worth $250 towards dining, travel, or statement credits).
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Earn 1,250 Membership Rewards® points for each monthly billing period in which you spend $750 in purchases on your Card in your first year (up to 15,000 points).
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Earn an additional 10,000 welcome bonus points after spending $2,500 in purchases in the first 3 months of Cardmembership.
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5x points on eligible eats and drinks in Canada, including restaurants, bars, cafes, and food delivery.
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3x points on eligible streaming subscriptions in Canada.
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2x points on eligible travel and transit, including rideshares, transit passes, gas, and flights.
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1x points on all other eligible everyday purchases.
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Transfer points 1:1 to airline and hotel loyalty programs like Aeroplan and Marriott Bonvoy.
How to Use the American Express Referral Code & Referral Link
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Click our verified American Express referral link americanexpress.com/en-ca/referral/cobalt?…to open the official Amex Canada card application portal.
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Select the American Express Cobalt® Card (or explore other cards that fit your spending).
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Complete the secure online application form before November 30, 2026.
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Once approved, spend $750 each monthly billing period to unlock 1,250 bonus points/mo, plus spend $2,500 in the first 3 months to unlock the additional 10,000 points.
American Express Referral Link
Earn up to 25,000 Membership Rewards® Points ($250 Value)
American Express Referral Code Pros, Cons & Alternatives
Pros
- Up to 25,000 welcome bonus points ($250 value)
- Industry-leading 5x earn rate on groceries and dining in Canada
- Flexible 1:1 point transfers to Aeroplan and Marriott Bonvoy
- Accessible monthly bonus spend structure
Cons
- Monthly spend requirement ($750/mo) required to maximize the first-year bonus
- Monthly card fee of $12.99/mo ($155.88 annually)
- Limited-time promotion ending November 30, 2026
Explore Other Options
- Wealthsimple
- Neo Financial
- Scotiabank Gold American Express
- TD Aeroplan Visa Infinite
About American Express
American Express
americanexpress.comGlobal financial services leader providing premium travel and lifestyle credit cards, high-yield Membership Rewards, dining perks, and comprehensive travel protections.
American Express Referral Link & Promo Code Terms
- Offer ends November 30, 2026
- Earn 1,250 Membership Rewards® points for each monthly billing period in which you spend $750 in purchases on your Card in your first year as a new Cobalt® Cardmember (up to 15,000 points)
- Earn an additional 10,000 points after spending $2,500 in purchases in the first 3 months of Cardmembership
- Total welcome bonus of up to 25,000 Membership Rewards® points ($250 towards your next night out)
- Approved referral application required through unique referral link americanexpress.com/en-ca/referral/cobalt?…by Nov 30, 2026
- Annual bonus limit and standard American Express Canada terms apply
American Express Referral Code, Link & Promo FAQ
New applicants who apply through a referral link americanexpress.com/en-ca/referral/cobalt?…by November 30, 2026 can earn up to 25,000 Membership Rewards® points: 1,250 points for each monthly billing period you spend $750 in your first year (up to 15,000 points), plus an extra 10,000 points after spending $2,500 in purchases in the first 3 months.
25,000 Membership Rewards points have a baseline value of $250 when redeemed towards dining, travel bookings, or statement credits, and can be worth even more when transferred 1:1 to loyalty partners like Air Canada Aeroplan.
This elevated welcome referral promotion ends on November 30, 2026.
Yes. While this offer features the popular Cobalt® Card, Amex referral link americanexpress.com/en-ca/referral/cobalt?…s permit applicants to explore and apply for other eligible personal or small business cards across the American Express Canada portfolio.
Ready to claim your American Express reward?
Disclosure
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